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Personal Savings
Saving for future goals should be simple, whether you’re just getting started or building on what you already have. Browse our options that help you set money aside and grow it over time.
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Statement Savings
Statement Savings makes it easy to set money aside and see your progress each month. With interest paid monthly and online and mobile access, it’s a practical way to start saving.
Benefits
- Competitive interest rate.
- Interest is paid monthly.
- Online Banking available.
- E-Statement available.
- Mobile Banking available.
- ATM card available.
Requirements
- A minimum of $10.00 to open the account.
- A service charge of $2.00 will occur per month if the average monthly balance is less than $50.00.
Passbook Savings
Passbook Savings keeps things simple with an easy-to-understand savings option that earns interest quarterly. It includes online and mobile banking access, giving you a straightforward way to keep track of your balance while you save.
Benefits
- Competitive interest rate.
- Interest is paid quarterly.
- Online Banking available.
- Mobile Banking available.
Requirements
- A minimum of $10.00 to open the account.
- A service charge of $3.00 per quarter if average quarterly balance is less than $50.00.
- No pre-authorized withdrawals.
Insured Money Market Account
Insured Money Market offers higher interest for balances of $2,500 or above, making it a simple way to earn more on your savings. The account includes monthly interest, digital access, and allows up to six check or transfer transactions each month.
Benefits
- Account earns interest if monthly balance is $2,500.00 or more.
- Interest is credited monthly.
- Online Banking available.
- E-Statement available.
- Receive check images with the monthly statement.
- Mobile Banking available.
- ATM card available.
Requirements
- A service charge of $5.00 will occur per month if the daily balance is not maintained.
- Only six Check/ACH/Transfer transactions allowed per month.
Health Savings Accounts
A Health Savings Account gives you a tax-advantaged way to cover qualified medical expenses. It requires a High Deductible Health Plan, has no monthly fee or minimum balance, and earns interest each month.
Benefits
- No monthly service fee.
- No minimum balance required.
- Interest is paid monthly.
- Online Banking available.
- E-Statement available.
- Receive check images with the monthly statement.
- Mobile Banking available.
- Debit Card available.
Requirements
- Must be enrolled in a High Deductible Health Plan.
- Follow IRS Guidelines for HSA withdrawals.
- $10.00 fee to open
THE RIGHT LOAN. THE RIGHT BANK.
Locally Owned & Operated since 1891. Experience the difference with First Federal Bank of Ohio. Get started today!
