Certificates of Deposit
Certificates of Deposit (CD) is a Great and Safe Way to Save for the Future while Earning a Higher Interest Rate! At First Federal Bank of Ohio, we offer a vast selection of CD terms ranging from 91 days to 10 years.
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CD Specials
Certificate of Deposit (CD)
Minimum Balance to Open
APY
Interest Rate
Compounding Method
Automatic Renewal
7 Month
$5,000
3.55%*
3.50%
Quarterly
7 months to the 7 month CD rate posted at that time
12 Month
$5,000
3.25%*
3.21%
Quarterly
12 months to the 12 month CD rate posted at that time
*APY= Annual Percentage Yield Interest compounded quarterly. Rate valid as of 11-05-2025. Penalty may be imposed for early withdrawal. Fees could reduce earnings. Subject to change without notice.
CD Information
Features
- Can withdraw interest after crediting.
- Offers the ease of crediting interest directly.
- Withdrawals of principal prior to maturity may incur penalties.
- Enjoy the convenience of automatic renewal once achieving maturity.
Please call us at 419-468-1518 or visit nearest branch office with any questions, or to see current rates, penalty amounts, and CD terms.
THE RIGHT LOAN. THE RIGHT BANK.
Locally Owned & Operated since 1891. Experience the difference with First Federal Bank of Ohio. Get started today!

