Certificates of Deposit

Certificates of Deposit (CD) is a Great and Safe Way to Save for the Future while Earning a Higher Interest Rate! At First Federal Bank of Ohio, we offer a vast selection of CD terms ranging from 91 days to 10 years.

Happy young family sitting on sofa taking a selfie with a smartphone in a bright living room.

CD Specials

Certificate of Deposit (CD)
Minimum Balance to Open
APY
Interest Rate
Compounding Method
Automatic Renewal
7 Month
$5,000
3.55%*
3.50%
Quarterly
7 months to the 7 month CD rate posted at that time
12 Month
$5,000
3.25%*
3.21%
Quarterly
12 months to the 12 month CD rate posted at that time
*APY= Annual Percentage Yield Interest compounded quarterly. Rate valid as of 11-05-2025. Penalty may be imposed for early withdrawal. Fees could reduce earnings. Subject to change without notice.

CD Information

Features

  • Can withdraw interest after crediting.
  • Offers the ease of crediting interest directly.
  • Withdrawals of principal prior to maturity may incur penalties.
  • Enjoy the convenience of automatic renewal once achieving maturity.​

Please call us at 419-468-1518 or visit nearest branch office with any questions, or to see current rates, penalty amounts, and CD terms.

THE RIGHT LOAN. THE RIGHT BANK.

Locally Owned & Operated since 1891. Experience the difference with First Federal Bank of Ohio. Get started today!