Personal Checking
Personal Checking gives you straightforward account choices that make managing your money simple. Pick the option that works best for you and enjoy easy access to your funds however you prefer to bank.

The Right Checking
The Right Checking offers a simple, dependable way to manage your money—because the right checking starts with the right bank. Enjoy no monthly service charge, no minimum balance, and convenient digital tools that fit your lifestyle.
Benefits
- No minimum balance required.
- No monthly service charge.
- Mobile Banking available.
- Debit card available.
- Non-interest bearing.
Requirements
- Online Banking required.
- Check images are available through Online Banking only.
- E-Statement required.
- A monthly fee of $3.00 will be assessed for mailing paper statements.
Thrifty Checking
Thrifty Checking provides full-service convenience at an affordable cost. As long as your balance stays above $150, you get all the benefits without the monthly fee.
Benefits
- Online Banking available.
- E-Statement available.
- Receive check images with monthly statements.
- Mobile Banking available.
- Debit card available.
- Non-interest bearing.
Requirement
- A service charge of $2.50 per month if account balance falls below $150.00 at any time.
Friendly Checking
Friendly Checking helps your money grow with monthly interest and all the tools you need to bank with ease. Just keep a $250 balance to avoid the monthly service charge.
Benefits
- Competitive high interest.
- Interest is paid monthly.
- Online Banking available.
- E-Statement available.
- Receive check images with your monthly statements.
- Mobile Banking available.
- Debit card available.
Requirement
- A service charge of $5.00 per month if account balance falls below $250.00 at any time.
Super NOW Checking
Super NOW Checking rewards higher balances with higher interest rates. Keep a balance of $2,500 to maximize earnings and skip the service charge.
Benefits
- Account earns interest if monthly balance is above $2,500.00.
- Interest is paid monthly.
- Online Banking available.
- E-Statement available.
- Receive check images with your monthly statements.
- Mobile Banking available.
- Debit card available.
Requirement
- A service charge of $5.00 per month if the monthly balance falls below $2,500.00.
THE RIGHT LOAN. THE RIGHT BANK.
Locally Owned & Operated since 1891. Experience the difference with First Federal Bank of Ohio. Get started today!

