Bill Pay in Online Banking

  • Online banking requires you to use an email account.
    • Protect access to this account at all times because it is used for communication from online banking.
  • If you elect to use online banking, you can then register for bill pay.
  • Once you register for bill pay, payees can be established.
    • Recipients receive the money in one of two ways depending on the recipient’s capability:
    • Paper check
  • These are cut and sent in advance of the scheduled day.
    • Electronic ACH
  • These funds are immediately transferred on the scheduled day.
  • For Support call the bank.

What are the risks of using bill pay?

  • If you do not protect your computer or device in the manner described above, a hacker could take over your machine.
  • After taking over your machine, they could watch you login into online banking.
  • After learning your online banking credentials, they could add themselves as a payee in online banking and pay money out of your account into theirs.

Ways to protect yourself

  • Log into your account regularly and check your balances, activities, and payees.
  • Secure your device as described previously.
  • Monitor your emails diligently for notifications of changes to your online account and payees.

Bill Pay Screen Samples

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Customer can request samples of bill pay screens from the bank. Contact us for Bill Pay Samples.

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